A Positive Message

A Positive Message “Capitalism has brought with it progress, not merely in production but also in knowledge.” –Albert Einstein 11-15-2021 Need a positive message on this Monday to start the week? Take a look at the chart below that looks at corporate profits and small business income going back to the late 1940’s to the …

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Life Needs A Purpose

Life Needs A Purpose “You are never too old to set another goal or to dream a new dream.” –C.S Lewis 11-08-2021 Are you ready to retire? If so, check out these 3 questions you might want to ask yourself. Easy questions to ask but not so easy to answer: Three Questions It’s more than …

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Don’t Get Spooked Out

Don’t Get Spooked Out “Invest in inflation. It’s the only thing going up.” –Will Rogers 11-01-2021 Predicting inflation has never been easy. It’s even more difficult now with the combination of the pandemic and unprecedented government spending. Prices are definitely rising across the board but whether this is a one-time transitory spike or not remains …

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Transformed Investing

Transformed Investing “I’m broadly invested in the markets based on 95 years of data that have been tested by academics for 60 years and implemented in markets around the world.” –Dave Goetsch 10-25-2021 Goetsch is one of the most successful television comedy writers around. He was the executive producer of The Big Bang Theory along …

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A Long-Term Mindset

A Long-Term Mindset “Over the long-term, the stock market news will be good.” –Warren Buffett 10-18-2021 The above quote comes from an op-ed Buffett wrote for the NYT during the depths of the global financial crisis in 2008. In that same article he further pointed out….”In the 20th century, the U.S endured two world wars …

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Read and Heed

Read and Heed “Socialism and communism is not progress, rather it is simply marching back into the dark ages.” –Winston Churchill 10-11-2021 Not one to mince words, there’s no lack of quotes on how Churchill felt about socialism and communism. We might do well to read and heed some of his warnings. I came across …

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Defer As Long As Possible

Defer As Long As Possible “An annuity from the Social Security Administration provides a better return than commercially available annuities.” –Richard Connor 10-04-2021 A few years ago the Boston College Center for Retirement Research released a paper, Should You Buy An Annuity From Social Security, that presents a great case for delaying taking social security …

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Booth’s Brain

Booth’s Brain “When you develop a deeper understanding of public markets, you can cultivate a sense of optimism about investing.” –David Booth, Executive Chairman and Founder of Dimensional Fund Advisors 09-27-2021 This quote pretty much sums up why I write these weekly e-mails. Like Booth, I believe that when you get a better sense for …

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Just Looking For A Reason

Just Looking For A Reason “Everyday self-proclaimed stock market ‘experts’ tell us why the market just went up or down, as if they really knew.” –Warren Buffett 09-20-2021 We always want a reason. I guess it’s just part of our human nature. By all accounts, yesterday was a tough day in the market. The so …

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Most Stocks Are Duds

Most Stocks Are Duds “Don’t look for the needle in the haystack. Just buy the haystack!” –John Bogle 09-13-2021 Why’s that John? Simple answer….most stocks are duds. The truth of the matter is that most common stocks do not outperform risk free treasury bills over their lifetimes. If you doubt this, check out this recent …

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